11/30/2021

Chase Quick Deposit Fee

Chase Pay is a mobile payment option that you can use to make quick and secure payments at select merchants. Chase QuickPay is a way to send and receive money between friends. Table of contents. 1 There is no Monthly Service Fee for Chase Private Client Checking SM when you have one of the following each monthly statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits a and investments b or, you have a linked Chase Platinum Business Checking SM account. Because of my branch’s “colossal failure” my deposit of a Canadian check is now being sent to collections where it could remain for six weeks. After that, the funds will be returned to my account and I will be charged a $45 dollar fee for their mistake. Chase QuickPay is a free service that allows people with Chase Bank checking accounts to make person-to-person (P2P) transfers with other accounts that are part of the clearXchange (CXC) network. There's no fee for using QuickDeposit Mobile. Use the Chase Mobile app on your phone or tablet to deposit your checks. Single Feed Check Scanner Recommended when depositing less than 10 checks per deposit.

Don’t try depositing a foreign check with Chase

A reader just sent this story to us. Each time I hear a story like this I just keep thinking “aren’t banks supposed to be good at this stuff?” I guess Chase doesn’t consider this to be a core competency.

My branch that I’ve banked at for over 3 1/2 years broke two federal regulations on foreign checks that I deposited. The assistant manager admitted that this was a “colossal failure” on the branch’s part. The VP of the branch was extremely mean to me and my wife and suggested that if I didn’t like Chase’s policies I should leave the bank. He was even dumb enough to put this in writing. For the record, I’m a university professor with a PhD and older than this branch manager.

The VP of the branch also said that my wife and I should be more understanding with his branch even though they broke two federal regulations. As he put it, “It’s not every day that we deal with foreign checks so you can’t expect us to get it right every time!” (I’ve got this saved on a voice mail).

Because of my branch’s “colossal failure” my deposit of a Canadian check is now being sent to collections where it could remain for six weeks. After that, the funds will be returned to my account and I will be charged a $45 dollar fee for their mistake.

I talked to a competitor about this process and they said, “It should only take one week!”

Chase Quick Deposit Fee

For the record, the assistant manager told me and my wife that had the transaction been done correctly and the right paperwork been filed we would’ve received the funds in one week without a fee.

My last phone call with the VP ended with him saying, “I don’t want to discuss this anymore with you! Don’t call me again!”

Chase Quick Deposit Fee

Chase Quick Deposit App

Unbelievable!